Compliance

Financial institutions and other regulated industries must comply with a vast and ever-changing array of operational laws and regulations. As those regulations increase in complexity, often the costs of non-compliance rise as well. Companies need experienced guidance that can minimize compliance costs and improve regulatory relationships—allowing the company to focus on its business.

Johnston Pratt serves as regulatory and compliance counsel to a number of financial service entities across the United States. We provide planning, analysis, and interpretation of the legislation and administrative rules that impact operational activities like lending and deposit-taking. Our lawyers track regulations that govern capital, asset quality, management, earnings, and other aspects of the banking business.

We can provide training seminars, customized reference material, and issue-specific guidance for employees, compliance officers, executive management, and in-house lawyers. In the litigation context, we have hired experts and former regulators to explain regulations to courts. We have won orders from judges that provide important industry guidance on regulatory issues. We communicate directly with regulators and industry leaders to keep ahead of the changes and to implement those changes as smoothly and efficiently as possible.